Warren Flath

Warren Flath

Owner - Agent

Warren has been in the insurance business since 1974. He moved to Bowman in October of 1979. Since moving to Bowman, he has been very active throughout the community serving on several boards and committees. Warren started Southwest Insurance Agency in September of 2001 and incorporated the company under the name Western Frontier Insurance Agency, Inc in June of 2007. In 2005, Warren was named PIA of North Dakota Agent of the Year.

Ginger Fretheim

Ginger Fretheim

Agent

Ginger joined the agency in February of 2002. Ginger brings with her 22+ years of insurance experience. Ginger specializes in the crop insurance department selling both Multi-Peril Crop Insurance and Crop/Hail.

Ty Dix

Ty Dix

Agent

Ty joined the agency in October 2005. Ty obtained his property and casualty insurance license in 2006. Ty has since expanded his license to life insurance in 2008 and health insurance in 2009. Ty specializes in all personal lines of insurance including home, auto, farm and ranch, life and health, as well as commercial lines.

Darren Limesand

Darren Limesand

Agent

Darren joined the agency in June of 2009. Darren specializes in Multi-peril Crop Insurance, Crop/Hail insurance as well as Life Insurance, Group Life, Long Term Care Insurance and Group Long Term Care Insurance.
Marsha Ridl

Marsha Ridl

Customer Service Representative

Marsha started with the agency in March 2006 as a customer service representative. Marsha has played an integral role in the growth and numerous changes throughout the agency over the years.