Locally owned independent insurance agency serving both North Dakota and South Dakota
Crop Rotation Requirements and Special Provisions Statements
(SUBJECT TO CHANGE)
THIS IS NOT AN OFFICIAL DOCUMENT. The following crops are either not insurable or have certain situations which are not insurable if specified criteria are not followed. Please refer to the Special Provisions found in the current Actuarial Document and/or the applicable Crop Provisions for exact information.
Canola:
Insurance will not attach to any acreage on which canola, crambe, chickpeas, dry beans, mustard, rapeseed, or sunflowers have been planted in either of the preceding two (2) crop years (three year rotation) with the following exception. In a two year rotation, those crops listed cannot have been planted in the preceding crop year and a blackleg resistant variety (MR-R) must be planted with the insured providing proof of variety by the acreage reporting date. A rate surcharge will apply. (Montana has a one year rotation). A crop which was planted, and then all plant growth is terminated by chemical or mechanical means prior to the acreage reporting date, will not be considered planted for rotational purposes ONLY. The insured is responsible to provide proof of insurability.
Coarse Grains (Corn, Grain Sorghum, Soybeans):
Insurance shall not attach or be considered to have attached on any acreage that is non-irrigated and from which, in the same calendar year: 1) a hay crop was harvested (including a harvested small grain hay crop); 2) a small grain crop reached the headed stage (regardless of the percentage of small grain plants that reached the headed stage); or 3) a growing crop was grazed past March 15th. (Applicable to ND and SD) [CORN: Any acreage following another crop that has reached the headed (or budded) stage and/or that has been harvested in the same calendar year is not insurable without a Written Agreement. SOYBEANS: Any acreage from which a small grain, hay or green pea crop was harvested in the same calendar year is not insurable. (Applicable in MN)]
Dry Beans:
Insurance will not attach to any acreage on which dry beans, canola, crambe, mustard, rapeseed, soybeans, or sunflowers have been planted in the preceding crop year. A crop which was planted and then all plant growth is terminated by chemical or mechanical means prior to the acreage reporting date, will not be considered planted for rotational purposes ONLY. The insured is responsible to provide proof of insurability.
Desi and Small Kabuli Garbanzo:
Only ascochyta resistant varieties are insurable. (Please see special provisions for entire statement). Insurance will not attach to any acreage on which garbanzo beans (chickpeas) have been planted in either of the three (3) preceding crop years.
Dry Peas:
For Forage/Feed Peas grown for Seed and Smooth Green and Yellow: Insurance will not attach to any acreage on which field peas (forage/feed peas for seed and/or smooth green and yellow) were planted in either of the previous two (2) crop years or on which sunflowers were planted in the previous crop year. For Lentils: Insurance will not attach to any acreage on which lentils were planted in either of the previous two (2) crop years or on which any broadleaf crop (not including grass crops) was planted in the previous crop year. For both types: A crop which was planted and then all plant growth is terminated by chemical or mechanical means prior to the acreage reporting date, will not be considered planted for rotational purposes ONLY. The insured is responsible to provide proof of insurability.
Forage Seeding:
Insurance shall attach only on forage crops planted without a companion crop or planted with a companion crop of barley, flax, oats or wheat. Barley, oats or wheat must be seeded at a rate of 16 lbs./acre or less and also must be cut for hay no later than the milk stage. Flax must be seeded at a rate of 16 lbs./acre or less. (Applicable to MT ND SD and WY)
Mustard:
Insurance will not attach to any acreage on which crambe, mustard, canola, chickpeas, dry beans, rapeseed, or sunflowers have been planted in the preceding crop year. A crop which was planted and then all plant growth is terminated by chemical or mechanical means prior to the acreage reporting date, will not be considered planted for rotational purposes ONLY. The insured is responsible to provide proof of insurability.
Safflowers:
We will not insure safflowers planted on land on which safflower, sunflower seed, any variety of dry beans, soybeans, mustard, rapeseed, or lentils were grown the preceding crop year, unless other rotation requirements are specified in the Special Provisions or we agree in writing to insure such acreage.
Sunflowers:
Insurance will not attach to any acreage on which sunflowers, canola, crambe, dry beans, safflowers, mustard, or rapeseed was planted in the previous crop year. A crop which was planted and then all plant growth is terminated by chemical or mechanical means prior to the acreage reporting date, will not be considered planted for rotational purposes ONLY. The insured is responsible to provide proof of insurability. Insurance shall not attach or be considered to have attached on any acreage that is non-irrigated and from which, in the same calendar year: 1) a hay crop was harvested (including a harvested small grain hay crop); 2) a small grain crop reached the headed stage (regardless of the percentage of small grain plants that reached the headed stage); or 3) a growing crop was grazed past March 15th. (Applicable to MT ND SD and WY)